• UK

Ethos & Risk Appetite


We are very proud to be the only truly independent stockbroking and investment management company in the Channel Islands.

Our vision is to be the leading stockbroker and investment manager in the Channel Islands and beyond.

Our mission is to relentlessly focus on service to improve our clients' experience.

We pride ourselves on our plain-speaking, client-focused, entrepreneurial approach and strive to develop long-term personal relationships with our clients by utilising our wealth of experience to create trust and mutual respect. 

Put simply 'our business is you'.

Risk Appetite

Ravenscroft's (the "Group") approach is to minimise its exposure to reputational, compliance and financial risk, whilst accepting and encouraging an increased degree of risk in pursuit of its mission and objectives, set out in its strategic plan and key risk documents set out below.

It recognises that its appetite for risk varies according to the activity undertaken, and that its acceptance of risk is subject always to ensuring that potential benefits and risks are fully understood before developments proceed, and that sensible measures to mitigate risk are established.

As a result the Group manages its financial operations to attain a reasoned risk/return relationship, which serves as a guideline for acceptable credit risks, market risks, and liquidity risks. The Group's business operations also involve risks related to strategic, reporting, compliance, and operations objectives. All these risks will be identified, managed and assessed within a general risk management framework which includes the following key documents, the Business Risk Assessment the Conduct Risk Assessment, the Risk Register and the associated Compliance Monitoring Plan.

The Group reviews its risk appetite annually adjusting it by type of risk and if appropriate setting target values for risk-specific indicators in light of the economic cycle and market prospects. The Group's Board of Directors and its Risk & Compliance Committee review the risk appetite and associated policies whenever the economic outlook changes significantly and aligns its strategy, processes, technology and people in order to improve efficiency and effectiveness.



Ravenscroft is a trading name of Ravenscroft Limited ("RL") (company number 42906) and Ravenscroft Investment Management Limited ("RIML") (company number 49397) both of which have their registered office addresses at P.O. Box 222, The Market Buildings, Fountain Street, St. Peter Port, Guernsey, GY1 4JG. Ravenscroft Investment Management is a trading name of RIML. RL and RIML are licensed and regulated by the Guernsey Financial Services Commission and RL is a member of both the London Stock Exchange and The International Stock Exchange. Ravenscroft is the registered business name of Ravenscroft Jersey Limited ("RJL") (company number 99050) whose registered office address is at P.O. Box 419, First Floor, Weighbridge House, Liberation Square, St. Helier, Jersey JE2 3NA. RJL is regulated by the Jersey Financial Services Commission in the conduct of Investment Business and Fund Services Business.

About the Ravenscroft Group of Companies: Ravenscroft Investment Management Limited and Ravenscroft Jersey Limited are wholly owned subsidiaries of Ravenscroft Limited.

This material is for your information only and is not intended to be used by anyone other than you. This is not an offer or solicitation with respect to the purchase or sale of any security. This material is intended only to facilitate your discussions with Ravenscroft as to the opportunities available to our clients. The given material is subject to change and, although based upon information which we consider reliable, it is not guaranteed as to accuracy or completeness and it should not be relied upon as such. The material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client's account should or would be handled, as appropriate investment strategies depend upon clients' investment objectives. This material does not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it would be unlawful to make such offer or solicitation. It is the responsibility of any person or persons in possession of this material to inform themselves of and to observe all applicable laws and regulations of any relevant jurisdiction. Prospective investors should inform themselves and take appropriate advice as to any applicable legal requirements and any applicable taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant to the subscription, purchase, holding, exchange, redemption or disposal of any investments. Ravenscroft does not provide tax advice to its clients and all investors are strongly advised to consult with their tax advisors regarding any potential investment. Opinions expressed are our current opinions as of the date of this e-mail only. Any historical price(s) or value(s) are also only as of the date indicated. While we endeavour to update on a reasonable basis the information discussed in this material, there may be regulatory, compliance, or other reasons that prevent us from doing so. Certain transactions, including those involving futures, options and high yield securities and investments in emerging markets may give rise to substantial risk and may not be suitable for all investors. Foreign currency denominated investments are subject to fluctuations in exchange rates that could have an adverse effect on the value or price of, or income derived from, the investment; such investments are also subject to fluctuations in exchange rates that could have an adverse effect on the value or price of, or income derived from, the investments; such investments are also subject to the possible imposition of exchange control regulations or other laws or restrictions applicable to such investments. Investments referred to in this material are not necessarily available in all jurisdictions, may be illiquid and may not be suitable for all investors. Investors should consider whether an investment is suitable for their particular circumstances and seek advice from Ravenscroft. The price and value of investments referred to in this material and the income from them may go down as well as up and investors may realise losses on any investments. Past performance is not a guide to future performance. Future returns are not guaranteed and a loss of principal may occur.

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